Paycheck Garnishment
Paycheck Garnishment Relief in Orlando, FL
Stop IRS Wage Garnishment and Take Back Your Financial Freedom
Receiving a notice that your paycheck is being garnished due to unpaid taxes can be an incredibly overwhelming experience. It can feel like a dark cloud has suddenly descended upon your financial landscape, leaving you with a sense of dread. When the IRS steps in and begins taking a portion of your hard-earned wages, it can create a feeling of helplessness and frustration, making it seem as though you have lost control over your financial situation entirely. At Tax Resolution US, we specialize in providing paycheck garnishment relief for residents in Orlando, FL. Our mission is to help individuals regain their financial stability and put a decisive stop to the unsettling effects of IRS wage garnishments.
If you’ve received a wage garnishment notice, it’s crucial that you don’t wait — the longer you delay, the more money the IRS will seize from your paycheck, potentially jeopardizing your ability to meet essential living expenses. Our expert tax relief services are designed to work quickly and efficiently, negotiating with the IRS on your behalf to alleviate your financial burden. We are committed to ensuring that you keep more of what you earn while actively working to resolve your tax debt. You deserve the peace of mind that comes with having control over your financial future, and we are here to help you achieve it.
What Is Paycheck Garnishment?
Paycheck garnishment takes place when the IRS or state tax authorities legally deduct a portion of your wages directly from your employer before you receive your paycheck. This usually occurs if you have outstanding back taxes and have failed to establish a payment plan or resolve your debt with the IRS.
Unlike other creditors, the IRS is not required to obtain a court order to garnish your wages; they simply inform your employer, resulting in an automatic reduction of your paycheck. This can create significant financial strain, making it challenging to manage rent, mortgage payments, utilities, food, and other essential expenses.
In Orlando and across Florida, we assist individuals in combating wage garnishments and discovering tax solutions tailored to their unique financial circumstances.
How We Can Stop Paycheck Garnishment
1. Negotiating Directly with the IRS
At Tax Resolution US, we handle all communications with the IRS or Florida Department of Revenue, so you don’t have to. Our team of tax professionals understands IRS policies, regulations, and negotiation strategies, allowing us to work towards stopping your wage garnishment as quickly as possible.
2. Setting Up an Installment Agreement
If you owe back taxes, one of the most effective ways to stop garnishment is by setting up an installment agreement with the IRS. This allows you to pay off your tax debt over time in manageable monthly payments, preventing the need for wage garnishment altogether.
3. Applying for an Offer in Compromise
An Offer in Compromise (OIC) is an IRS program that allows qualified taxpayers to settle their tax debt for less than the full amount owed. If you meet the eligibility requirements, we can negotiate an OIC on your behalf, potentially saving you thousands of dollars and stopping the garnishment process.
4. Filing for Hardship Status (Currently Not Collectible Status)
If you are experiencing financial hardship and cannot afford to make payments toward your tax debt, we may be able to help you obtain Currently Not Collectible (CNC) status. This stops all collection actions, including wage garnishments, while your financial situation improves.
5. Correcting Tax Errors
Sometimes, paycheck garnishments are issued due to errors in IRS records or miscalculated tax debt. Our tax professionals thoroughly review your IRS account to ensure that the amount being collected is accurate and, if necessary, file corrections to reduce or eliminate the garnishment.
The Impact of Wage Garnishment in Florida
Living in Orlando, FL, comes with the cost of housing, transportation, and daily expenses that can add up quickly. Having your wages garnished can make it nearly impossible to stay on top of bills, especially in a city where the cost of living continues to rise.
With so many families and individuals relying on every paycheck to make ends meet, losing 25% or more of your earnings to wage garnishment can create a financial crisis. We understand the urgency of your situation and work fast to stop IRS wage garnishments before they put you in financial distress.
Frequently Asked Questions
Q: How much of my paycheck can the IRS garnish?
The IRS determines the amount they will garnish based on your filing status and the number of dependents you claim. Typically, the IRS can take up to 25% of your disposable income, though in some cases, it may be even higher.
Q: How long does it take to stop a paycheck garnishment?
The timeframe depends on your specific case and how quickly we can negotiate a resolution with the IRS. In some situations, we may be able to stop the garnishment within a few days, while other cases may take longer.
Q: Can my employer refuse to garnish my wages?
No. By law, your employer must comply with an IRS wage garnishment order. However, once we resolve your tax issue, we can have the garnishment lifted, and your employer will no longer be required to withhold your wages.
Q: Can I negotiate with the IRS myself?
While it is possible to handle negotiations with the IRS on your own, it can be incredibly challenging without knowledge of IRS rules, tax laws, and resolution options. Our experienced tax professionals handle all communications with the IRS for you, ensuring the best possible outcome.
Q: What happens if I ignore my wage garnishment?
If you ignore a wage garnishment, the IRS may escalate collection efforts by seizing bank accounts, tax refunds, and other assets. The sooner you take action, the better your chances of stopping the garnishment before it causes serious financial hardship.
Take Control of Your Paycheck Today
If you are dealing with paycheck garnishment in Orlando, FL, don’t wait until your financial situation worsens—take action now. At Tax Resolution US, we have helped countless individuals and businesses in Orlando and throughout Florida stop wage garnishments and regain financial stability.
We take the stress out of dealing with the IRS by handling all negotiations and communications on your behalf. Our goal is to provide fast, effective solutions that protect your income and give you peace of mind.
So don’t put it off any longer. Just contact us today for a free consultation, and let’s take the first step toward stopping your wage garnishment and resolving your tax issues once and for all.